Unlock Your Earnings Potential: Discover the Top 10 Best Money Making Apps for 2024!

top 10 money making apps for 2024 written on top of the poster with a man in it

In a world of digital pools, earning money online has become a necessity. Best Money making apps have become a go-to option for people who wish to earn a secondary income. According to Pew Research, about 1 in 6 Americans earn money from online gig platforms.

However, there are multiple apps and platforms based on different methods that help you scale your earnings. Competition has gotten stiff, and more people are turning their heads to apps that open roads to good cash.

So, tie your seat belts and get ready to discover apps and platforms that give you a multitude of opportunities to earn online.

But first, let us see how we learn a few things about money-making apps.

Types of Money Making Apps

In the market, there are mainly 4 categories of money-making apps that provide legitimate earnings:-

Side Hustle Apps

Side Hustle apps give you the opportunity to earn a secondary income by working online. On these platforms, you can get a flexible job that allows you to work “to the side” of your primary job. Alternatively, you can earn extra cash, improve your creativity, and power up your skills.

Cash Back Apps

Some apps provide a cash-back feature that helps you earn money by giving you money back on your spending. They typically use encryption and secure payment methods to protect information. However, you should look for proper safety and security among apps.

Apps That Pay for Things You Already Do

Various apps are available online that ask for access to your phone data and pay for things that you already do. This is an incredible form of earning without doing much. However, safety and security always remain a drawback.

Passive Income Apps

Passive income apps can be based on various opportunities to earn money online. Investment apps, survey apps, rental apps, dividend tracking apps, and content monetization apps can be used.

Top 10 Best Money Making Apps

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10 Best Money Making Apps

Here is a list of the top 10 best money making apps that you can use to earn money online:-

Swagbucks–Surveys & gift cards

Swagbucks is one of the best money making apps that helps you earn gift cards. The platform rewards you with coins by completing easy tasks like taking surveys, playing games, watching videos, and more.

Not only this, but you can also earn cashback if you shop with a Swagbucks account. It is not necessary to purchase from an online retailer; rather, the app supports over 1,500 in-store purchases.

You can take up the free and redeem your points for gift cards to Walmart, Amazon, or PayPal.


  • Multiple earning methods
  • Free to join
  • Redeem points for gift cards or cash
  • Redeem SB points for cash and gift cards


  • Low payouts
  • Time-consuming
  • Low earnings potential

Survey Junkie–Online surveys

Survey Junkie is one of the best money making apps that allows members to earn money by sharing their opinions and behaviors. You can sign up for free and start taking surveys, participate in focus groups, and try new products.

The application rewards members with visual points, which can be redeemed for PayPal or e-gift cards.

Survey Junkie is a totally safe application that protects user privacy by handling only encrypted data. Survey Junkie claims to protect user privacy by only passing along encrypted data.

Furthermore, users can choose how much they share and what they share.


  • Free to join
  • Many opportunities to earn
  • Flexible
  • Easy to navigate


  • Frequent disqualifications
  • Lower paying
  • Time-consuming
  • Difficulties cashing out

Mistplay–Online Gaming Platform

Mistplay is one of the best money making apps that lets users earn rewards for playing games. It is a play-to-earn (P2E) platform where users can earn points, called “units.”

Users can play the game for a specific amount of time, and the application splits it into “levels.” The longer users play, the more units they earn.

They can redeem their units for rewards like gift cards to Amazon, Google Play, Paypal, and Target. The application provides achievement badges upon mission completion, and each badge gives users more units to spend on rewards.


  • Variety of games
  • Gift card, Paypal, and prepaid card rewards
  • Easy to use
  • Low minimum redemption levels


  • Limited earning potential
  • Points expire
  • Caps on earning units
  • Must be 18+ to play

Doordash–Delivery drivers

DoorDash is one of the best money making apps headquartered in San Francisco. It is one of the largest food delivery platforms in the United States. You can join the platform for free and earn money through commissions from orders on the platform.

The company charges a commission percentage, usually around 20%, from restaurants on each order. You can earn a good amount of money from Doordash by following these tips:-

  • Schedule shifts
  • Combine with other delivery apps
  • Accepting more small orders
  • Deliver during meal times
  • Follow customer instructions

Doordash has about 60% market share in the convenience delivery category. It is used by more than 450,000 merchants, 20,000,000 consumers, and one million delivery couriers.


  • Easy to use
  • Variety of options
  • Good filtering system
  • Accurate pricing and delivery times
  • Good help feature
  • Flexible schedule
  • Reliable income
  • Weekly pay
  • Instant payouts


  • Low acceptance rate
  • No priority for high-paying orders
  • App design and functionality are poor
  • Long wait times for orders


Rakuten is a Japanese technology company that offers a variety of services. It is one of the best money making apps that offer services, including:-

  • Internet services
  • E-commerce
  • travel
  • FinTech services
  • Mobile services
  • E-reading
  • online marketing
  • professional sports

Hiroshi Mikitani established the company in 1997 in Tokyo. It allows you to earn money via a variety of methods that involve rewarding with cash back. You can earn money on purchases from over 3,500 stores.

To earn cashback:-

  • Sign Up for free with an email address and password
  • Click on the website link through Rakuten
  • Shop as usual
  • Get paid by PayPal or check


  • Earn a $10 welcome bonus
  • Over 2,500 online stores
  • Great quality for a free app
  • Detailed reports and analytics
  • Wide range of categories for saving


  • Cash back is awarded only in 3 months
  • Hard to track business unity
  • Slow processing time
  • Use of coupons or other promo codes not listed

Uber–Side Hustle App

Uber is a ride-hailing service and one of the best money making apps that operates in around 70 countries worldwide. Its services include ride-sharing, food delivery, courier services, and freight transport.

The company also offers Uber Eats, which is a contactless delivery service for food, groceries, and more. Some ways to earn money via Uber are:-

  • Drive and deliver
  • Order delivery with Uber Eats
  • Become an Uber Hero
  • Schedule driving times around surge pricing
  • Refer friends
  • Drive for Lyft at the same time
  • Check for weekly promotions
  • Drive for Uber Eats when there are no rides



Flexible schedule

Good money

Excellent workplace


  • Surge pricing
  • Wear and tear on the car
  • Unfair competition to traditional taxis
  • Drivers struggle to earn minimum wage
  • Drivers have to pay for fuel
  • Competition from other taxi apps can drive earnings down


Upwork is among the best money making apps that connect freelancers and clients. Beerud Sheth and Srini Anumolu founded the platform in 2013. It was initially called Elance-oDesk and rebranded to Upwork in 2015.

On Upwork, freelancers can:-

  • Find new projects
  • Communicate with different clients
  • Expand their reach
  • Earn good revenue
  • Start, run, and grow their own businesses
  • Control when, where, and how they work

This makes UpWork one of the most preferred freelance platforms in the United States.

To earn money with Upwork, candidates must:-

  • Create a strong profile
  • Be active on the platform
  • Bid consistently and regularly
  • Provide high-quality and on-time service
  • Communicate effectively


  • User-friendly interface
  • Easy hiring
  • Large payouts
  • Free to access
  • Fixed price payment protection
  • Hourly tracking
  • Talent badges


  • Fees
  • A lot of competition
  • Paid premium features are now paid
  • 20% service charge
  • Can only apply for a maximum of 30 jobs per month

Ibotta–cash back

Ibotta is a free-to-access application that offers rewards and cashback. When you shop for something online or even in-store, you get a cash-back offer. Ibotta is available at over 2,000 retailers, including grocery stores, online retailers, and travel services.

Ibotta is one of the best money making apps. You can use the app in the following ways:-

  • Download the app
  • Add cash-back offers to your list
  • Shop for items in-store
  • Submit your receipt
  • Withdraw when you reach $20

You can earn on Ibotta through the following ways:-

Find offers to earn cash on in-store, pick-up or delivery, and online purchases

  • Buy gift cards
  • Loyalty linking
  • Invite friends and earn
  • Nearby offer alerts
  • Redeem offers multiple times


  • Free to use
  • Cashback online and in-store
  • Loyalty accounts
  • Referrals bonus
  • Cashback on gift card purchases

M1 Finance–Passive investors

M1 Finance is an American finance and one of the best money making apps. It offers a range of services, including:-

  • Investment portfolios
  • Automated investing
  • Digital checking accounts
  • Lines of credit
  • Margin loans
  • Credit card rewards

Given that, here are some ways through which you can make money on M1 Finance:-

  • Invest in stocks
  • Use the Owner’s Rewards Card
  • Look for margin loans
  • Use Dynamic Rebalancing
  • Utilize cryptocurrencies

If you have an interest in finance and business, perhaps M1 Finance can help you track your credentials and allow you to make more firm market decisions.

Given that, here are some pros and cons of the application:-


  • No commissions
  • Free automated investing
  • Automatic rebalancing
  • Portfolio construction
  • Tax minimization


  • No mutual funds, futures, or options trading
  • No advanced features
  • Human advisors not available
  • Only suitable for occasional traders

Decluttr–Selling tech and media

Decluttr is one of the best money making apps that allow users to sell their unwanted digital and electronic items online for cash. On the website, users can sell items such as:-

  • Phones
  • Tablets
  • MacBook
  • iMac
  • Consoles
  • iPods
  • Laptops
  • CDs, DVDs
  • Games
  • Books

The platform also gives a free instant valuation for items. Users can find them by entering barcodes or using the Decluttr app. After an order has been made, sellers can pack their items and ship them for free.

Decluttr pays users one day after the item arrives at their warehouse. Furthermore, it offers a 12-month warranty and a 14-day money-back guarantee.


  • Easy to use
  • Shipping is paid
  • Transparent pricing
  • Trustworthy
  • Fast payments


  • Customer service can be bothersome
  • Delays in receiving payment
  • Discrepancies between initial quote and final offer
  • Only available to customers with a registered U.S. address

Are money making apps legit?

Now, a common question arises: “Are money-making apps legitimate?”

Each app has different security measures and follows a specific algorithm to save customer data. Indeed, there can be many apps that claim money-making online but actually won’t do it. This comes under cyber-attack as your data, including bank details, browser history, phone data, and more, can be stolen.

Let us see what security measures you must see while selecting the best Best Money making apps:-

  • End-to-end encryption
  • Authentication
  • Secure code
  • API security
  • Data encryption
  • Data security
  • Network security
  • Payment blocking
  • Secure communication
  • Access controls
  • Biometric login
  • Create unique passwords
  • Prevent data leaks
  • SMS or push notifications


In today’s highly competitive world, people are looking for more than one way to earn money. The best Money making apps provide the exact opportunity for everyone to earn an extra wage. These apps are legitimate, easy to navigate, user-friendly, and provide fast checkouts. Therefore, you should select an app that aligns with your knowledge and expertise and get started today.


  1. What Are The Best Money Making Apps?

Here is a list of some of the best money making apps that you can try using:-

  • Swagbucks
  • Survey Junkie
  • Mistplay
  • Doordash
  • Rakuten
  • Uber
  • UpWork
  • Ibotta
  • M1 Finance
  • Decluttr
  1. How To Make Money Online?

You can earn money online by either using the best money making apps or trying alternatives such as dropshipping, e-marketing, e-books, affiliate linking, and more.

  1. How To Make Money Fast?

You can make money fast by combining traditional earning methods with online marketing and more. One of the best ways you can do so is by using money making apps, such as Rakuten, Uber, UpWork, Ibotta, and more.

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